С ростом ключевой ставки всё чаще звучит тезис о том, что у застройщиков растут расходы по кредитам, «съедая» всю маржинальность их бизнеса. Давайте вспомним, как устроено проектное финансирование и из чего складывается процентная нагрузка по проектам строительства жилья.
С ростом ключевой ставки всё чаще звучит тезис о том, что у застройщиков растут расходы по кредитам, «съедая» всю маржинальность их бизнеса. Давайте вспомним, как устроено проектное финансирование и из чего складывается процентная нагрузка по проектам строительства жилья.
NEWS The gold standard of encryption, known as end-to-end encryption, where only the sender and person who receives the message are able to see it, is available on Telegram only when the Secret Chat function is enabled. Voice and video calls are also completely encrypted. At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. Andrey, a Russian entrepreneur living in Brazil who, fearing retaliation, asked that NPR not use his last name, said Telegram has become one of the few places Russians can access independent news about the war. Artem Kliuchnikov and his family fled Ukraine just days before the Russian invasion.
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