Как правильно выбрать банк для оформления ипотеки?
➡️90% людей ответят: где ставка ниже, там и оформлять Это большое заблуждение! Выбор банка зависит от условий кредитования, а именно:
🟧Размера первоначального взноса 🟧Требований к предмету ипотеки 🟧Требований к супругу/супруге заемщика 🟧Условий страхования 🟧Сроков рассмотрения и способов расчета с продавцом 🟧Аккредитации конкретных жилых комплексов
Список можно продолжать очень долго, для каждого клиента СВОЙ банк в зависимости от условий кредитования.
Иногда, как бы странно это не звучало, выгоднее оформить ипотеку под более высокую ставку, но сэкономить на дополнительных ежегодных расходах.
Только профессионал сможет разобраться во всех нюансах банковских программ и подобрать Вам банк с оптимальными условиями кредитования для приобретения недвижимости.
Как правильно выбрать банк для оформления ипотеки?
➡️90% людей ответят: где ставка ниже, там и оформлять Это большое заблуждение! Выбор банка зависит от условий кредитования, а именно:
🟧Размера первоначального взноса 🟧Требований к предмету ипотеки 🟧Требований к супругу/супруге заемщика 🟧Условий страхования 🟧Сроков рассмотрения и способов расчета с продавцом 🟧Аккредитации конкретных жилых комплексов
Список можно продолжать очень долго, для каждого клиента СВОЙ банк в зависимости от условий кредитования.
Иногда, как бы странно это не звучало, выгоднее оформить ипотеку под более высокую ставку, но сэкономить на дополнительных ежегодных расходах.
Только профессионал сможет разобраться во всех нюансах банковских программ и подобрать Вам банк с оптимальными условиями кредитования для приобретения недвижимости.
The company maintains that it cannot act against individual or group chats, which are “private amongst their participants,” but it will respond to requests in relation to sticker sets, channels and bots which are publicly available. During the invasion of Ukraine, Pavel Durov has wrestled with this issue a lot more prominently than he has before. Channels like Donbass Insider and Bellum Acta, as reported by Foreign Policy, started pumping out pro-Russian propaganda as the invasion began. So much so that the Ukrainian National Security and Defense Council issued a statement labeling which accounts are Russian-backed. Ukrainian officials, in potential violation of the Geneva Convention, have shared imagery of dead and captured Russian soldiers on the platform. If you initiate a Secret Chat, however, then these communications are end-to-end encrypted and are tied to the device you are using. That means it’s less convenient to access them across multiple platforms, but you are at far less risk of snooping. Back in the day, Secret Chats received some praise from the EFF, but the fact that its standard system isn’t as secure earned it some criticism. If you’re looking for something that is considered more reliable by privacy advocates, then Signal is the EFF’s preferred platform, although that too is not without some caveats. On February 27th, Durov posted that Channels were becoming a source of unverified information and that the company lacks the ability to check on their veracity. He urged users to be mistrustful of the things shared on Channels, and initially threatened to block the feature in the countries involved for the length of the war, saying that he didn’t want Telegram to be used to aggravate conflict or incite ethnic hatred. He did, however, walk back this plan when it became clear that they had also become a vital communications tool for Ukrainian officials and citizens to help coordinate their resistance and evacuations. Groups are also not fully encrypted, end-to-end. This includes private groups. Private groups cannot be seen by other Telegram users, but Telegram itself can see the groups and all of the communications that you have in them. All of the same risks and warnings about channels can be applied to groups. The gold standard of encryption, known as end-to-end encryption, where only the sender and person who receives the message are able to see it, is available on Telegram only when the Secret Chat function is enabled. Voice and video calls are also completely encrypted.
from ar
