Закредитованность россиян слишком велика, а потому число потребительских кредитов на одного гражданина предложили ограничить. С подобной инициативой выступил депутат Госдумы Сергей Колунов. Парламентарий считает, что банки и МФО должны одобрять единовременно не более двух займов. В России уже действует ряд мер, которые препятствуют выдаче новых кредитов гражданам с высокой долговой нагрузкой.
Закредитованность россиян слишком велика, а потому число потребительских кредитов на одного гражданина предложили ограничить. С подобной инициативой выступил депутат Госдумы Сергей Колунов. Парламентарий считает, что банки и МФО должны одобрять единовременно не более двух займов. В России уже действует ряд мер, которые препятствуют выдаче новых кредитов гражданам с высокой долговой нагрузкой.
Since its launch in 2013, Telegram has grown from a simple messaging app to a broadcast network. Its user base isn’t as vast as WhatsApp’s, and its broadcast platform is a fraction the size of Twitter, but it’s nonetheless showing its use. While Telegram has been embroiled in controversy for much of its life, it has become a vital source of communication during the invasion of Ukraine. But, if all of this is new to you, let us explain, dear friends, what on Earth a Telegram is meant to be, and why you should, or should not, need to care. In 2018, Russia banned Telegram although it reversed the prohibition two years later. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. Telegram, which does little policing of its content, has also became a hub for Russian propaganda and misinformation. Many pro-Kremlin channels have become popular, alongside accounts of journalists and other independent observers. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website.
from ar
