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住建部、央行等8月18日发《关于优化个人住房贷款中住房套数认定标准的通知》规定银行认定首套房应“认房不认贷”;同时将新认定标准纳入“一城一策”政策工具箱。 不同于7月24日政治局会议通稿,该通知重新提及了要坚持房住不炒。《经济日报》8月23日亦刊文《“房住不炒”定位不会改变》。 此外,8月25日的国务院常务会议通过了《关于规划建设保障性住房的指导意见》。 (住建部,新华社)
央行、金监局8月31日发《关于调整优化差别化住房信贷政策的通知》《关于降低存量首套住房贷款利率有关事项的通知》。
居民首套房贷首付比例下限为20%、利率下限规定按现行,二套房贷首付下限为30%、利率下限为LPR+20bp。各地政府可在此基础上自主制定当地执行的利率和首付下限。
自9月25日起,存量首套房贷可向承贷银行申请协商变更利率水平(或置换为新发放贷款);但变更后的利率相较LPR的加点幅度,不得低于原贷款发放时政府规定的下限。
中国人民银行路透社彭博社



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央行、金监局8月31日发《关于调整优化差别化住房信贷政策的通知》《关于降低存量首套住房贷款利率有关事项的通知》。
居民首套房贷首付比例下限为20%、利率下限规定按现行,二套房贷首付下限为30%、利率下限为LPR+20bp。各地政府可在此基础上自主制定当地执行的利率和首付下限。
自9月25日起,存量首套房贷可向承贷银行申请协商变更利率水平(或置换为新发放贷款);但变更后的利率相较LPR的加点幅度,不得低于原贷款发放时政府规定的下限。
中国人民银行路透社彭博社

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The regulator said it has been undertaking several campaigns to educate the investors to be vigilant while taking investment decisions based on stock tips. Groups are also not fully encrypted, end-to-end. This includes private groups. Private groups cannot be seen by other Telegram users, but Telegram itself can see the groups and all of the communications that you have in them. All of the same risks and warnings about channels can be applied to groups. "He has to start being more proactive and to find a real solution to this situation, not stay in standby without interfering. It's a very irresponsible position from the owner of Telegram," she said. Despite Telegram's origins, its approach to users' security has privacy advocates worried. Overall, extreme levels of fear in the market seems to have morphed into something more resembling concern. For example, the Cboe Volatility Index fell from its 2022 peak of 36, which it hit Monday, to around 30 on Friday, a sign of easing tensions. Meanwhile, while the price of WTI crude oil slipped from Sunday’s multiyear high $130 of barrel to $109 a pop. Markets have been expecting heavy restrictions on Russian oil, some of which the U.S. has already imposed, and that would reduce the global supply and bring about even more burdensome inflation.
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