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Экономисты предупредили россиян: покупка собственной квартиры может быть недоступна минимум до 2027 года. После повышения ключевой ставки до 21% ипотека станет ещё дороже. Российские банки уже подняли ставки по рыночным программам до 25-27%, а теперь ожидается дальнейший рост. Льготные программы, такие как семейная ипотека, также становятся малодоступными из-за требований и высоких первоначальных взносов.@mosclive



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Экономисты предупредили россиян: покупка собственной квартиры может быть недоступна минимум до 2027 года. После повышения ключевой ставки до 21% ипотека станет ещё дороже. Российские банки уже подняли ставки по рыночным программам до 25-27%, а теперь ожидается дальнейший рост. Льготные программы, такие как семейная ипотека, также становятся малодоступными из-за требований и высоких первоначальных взносов.@mosclive

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Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. Telegram has gained a reputation as the “secure” communications app in the post-Soviet states, but whenever you make choices about your digital security, it’s important to start by asking yourself, “What exactly am I securing? And who am I securing it from?” These questions should inform your decisions about whether you are using the right tool or platform for your digital security needs. Telegram is certainly not the most secure messaging app on the market right now. Its security model requires users to place a great deal of trust in Telegram’s ability to protect user data. For some users, this may be good enough for now. For others, it may be wiser to move to a different platform for certain kinds of high-risk communications. "Like the bombing of the maternity ward in Mariupol," he said, "Even before it hits the news, you see the videos on the Telegram channels." For tech stocks, “the main thing is yields,” Essaye said. You may recall that, back when Facebook started changing WhatsApp’s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp “unless you are cool with all of your photos and messages becoming public one day.” But Telegram can’t be described as a more-secure version of WhatsApp.
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