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You may recall that, back when Facebook started changing WhatsAppā€™s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp ā€œunless you are cool with all of your photos and messages becoming public one day.ā€ But Telegram canā€™t be described as a more-secure version of WhatsApp. On Telegramā€™s website, it says that Pavel Durov ā€œsupports Telegram financially and ideologically while Nikolai (Duvov)ā€™s input is technological.ā€ Currently, the Telegram team is based in Dubai, having moved around from Berlin, London and Singapore after departing Russia. Meanwhile, the company which owns Telegram is registered in the British Virgin Islands. Just days after Russia invaded Ukraine, Durov wrote that Telegram was "increasingly becoming a source of unverified information," and he worried about the app being used to "incite ethnic hatred." Additionally, investors are often instructed to deposit monies into personal bank accounts of individuals who claim to represent a legitimate entity, and/or into an unrelated corporate account. To lend credence and to lure unsuspecting victims, perpetrators usually claim that their entity and/or the investment schemes are approved by financial authorities. The Russian invasion of Ukraine has been a driving force in markets for the past few weeks.
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