У компании около 688 млрд. руб. долг, из которых 519 млрд. это проектное финансирование под (Ключевую ставку + 1.6%...4.2%)
1) В 1 полугодии 2023 компания заплатила 32.4 млрд. в качестве % по долгам, т.е. грубо на 690 млрд. это 9% стоимость кредита
2) С сростом КС до 13% стоимость проектного финансирования вырастет до 14.6-15% (по облигациям купоны не меняются, их не смотрим), что даст прост расходов примерно на 10 млрд. руб. в полугодие (это около 30% снижения прибыли до налогов)
В общем, кредит всегда был важен для строителей, и когда он резко дорожает, это ударит по прибыльности
У компании около 688 млрд. руб. долг, из которых 519 млрд. это проектное финансирование под (Ключевую ставку + 1.6%...4.2%)
1) В 1 полугодии 2023 компания заплатила 32.4 млрд. в качестве % по долгам, т.е. грубо на 690 млрд. это 9% стоимость кредита
2) С сростом КС до 13% стоимость проектного финансирования вырастет до 14.6-15% (по облигациям купоны не меняются, их не смотрим), что даст прост расходов примерно на 10 млрд. руб. в полугодие (это около 30% снижения прибыли до налогов)
В общем, кредит всегда был важен для строителей, и когда он резко дорожает, это ударит по прибыльности
One thing that Telegram now offers to all users is the ability to “disappear” messages or set remote deletion deadlines. That enables users to have much more control over how long people can access what you’re sending them. Given that Russian law enforcement officials are reportedly (via Insider) stopping people in the street and demanding to read their text messages, this could be vital to protect individuals from reprisals. On February 27th, Durov posted that Channels were becoming a source of unverified information and that the company lacks the ability to check on their veracity. He urged users to be mistrustful of the things shared on Channels, and initially threatened to block the feature in the countries involved for the length of the war, saying that he didn’t want Telegram to be used to aggravate conflict or incite ethnic hatred. He did, however, walk back this plan when it became clear that they had also become a vital communications tool for Ukrainian officials and citizens to help coordinate their resistance and evacuations. You may recall that, back when Facebook started changing WhatsApp’s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp “unless you are cool with all of your photos and messages becoming public one day.” But Telegram can’t be described as a more-secure version of WhatsApp. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. But Kliuchnikov, the Ukranian now in France, said he will use Signal or WhatsApp for sensitive conversations, but questions around privacy on Telegram do not give him pause when it comes to sharing information about the war.
from ca
