Банк России: Качество ипотечного портфеля сохраняется на хорошем уровне:
кредиты с просрочкой 90+ дней ниже 1,0%, на ~60% покрыты резервами.
И вообще, отмечает ЦБ, качество выдач ипотеки улучшилось под действием макропруденциальных мер, но риски все еще сохраняются, так как много кредитов выдается с LTV 70–80*
*Соотношение суммы кредита к стоимости залога l(oan-to-value)
Из презентации ЦБ "Результаты банковского сектора за 2024 год"
Банк России: Качество ипотечного портфеля сохраняется на хорошем уровне:
кредиты с просрочкой 90+ дней ниже 1,0%, на ~60% покрыты резервами.
И вообще, отмечает ЦБ, качество выдач ипотеки улучшилось под действием макропруденциальных мер, но риски все еще сохраняются, так как много кредитов выдается с LTV 70–80*
*Соотношение суммы кредита к стоимости залога l(oan-to-value)
Из презентации ЦБ "Результаты банковского сектора за 2024 год"
Meanwhile, a completely redesigned attachment menu appears when sending multiple photos or vides. Users can tap "X selected" (X being the number of items) at the top of the panel to preview how the album will look in the chat when it's sent, as well as rearrange or remove selected media. In view of this, the regulator has cautioned investors not to rely on such investment tips / advice received through social media platforms. It has also said investors should exercise utmost caution while taking investment decisions while dealing in the securities market. "There are several million Russians who can lift their head up from propaganda and try to look for other sources, and I'd say that most look for it on Telegram," he said. Perpetrators of these scams will create a public group on Telegram to promote these investment packages that are usually accompanied by fake testimonies and sometimes advertised as being Shariah-compliant. Interested investors will be asked to directly message the representatives to begin investing in the various investment packages offered. "The inflation fire was already hot and now with war-driven inflation added to the mix, it will grow even hotter, setting off a scramble by the world’s central banks to pull back their stimulus earlier than expected," Chris Rupkey, chief economist at FWDBONDS, wrote in an email. "A spike in inflation rates has preceded economic recessions historically and this time prices have soared to levels that once again pose a threat to growth."
from ca
