Несмотря на все обещания Набиуллиной замедлить инфляцию, прогнозы аналитиков, предрекавших увеличение ставки, оказались реальнее. Теперь рынок кредитования, который уже достигал 19% по ипотеке и 20% по потребкредитам у «Сбера», возьмет новые высоты.
Сильнее всего решение ЦБ скажется на рынке недвижимости: создавшийся на сегодняшний день пузырь продолжит увеличиваться, а желающих приобрести квартиру с кабальными условиями больше не станет.
И, конечно, пострадают традиционно россияне. Свое жилье становится признаком роскоши.
Несмотря на все обещания Набиуллиной замедлить инфляцию, прогнозы аналитиков, предрекавших увеличение ставки, оказались реальнее. Теперь рынок кредитования, который уже достигал 19% по ипотеке и 20% по потребкредитам у «Сбера», возьмет новые высоты.
Сильнее всего решение ЦБ скажется на рынке недвижимости: создавшийся на сегодняшний день пузырь продолжит увеличиваться, а желающих приобрести квартиру с кабальными условиями больше не станет.
И, конечно, пострадают традиционно россияне. Свое жилье становится признаком роскоши.
BY Зона особого внимания
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Telegram was co-founded by Pavel and Nikolai Durov, the brothers who had previously created VKontakte. VK is Russia’s equivalent of Facebook, a social network used for public and private messaging, audio and video sharing as well as online gaming. In January, SimpleWeb reported that VK was Russia’s fourth most-visited website, after Yandex, YouTube and Google’s Russian-language homepage. In 2016, Forbes’ Michael Solomon described Pavel Durov (pictured, below) as the “Mark Zuckerberg of Russia.” But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. "The result is on this photo: fiery 'greetings' to the invaders," the Security Service of Ukraine wrote alongside a photo showing several military vehicles among plumes of black smoke. At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised. "The inflation fire was already hot and now with war-driven inflation added to the mix, it will grow even hotter, setting off a scramble by the world’s central banks to pull back their stimulus earlier than expected," Chris Rupkey, chief economist at FWDBONDS, wrote in an email. "A spike in inflation rates has preceded economic recessions historically and this time prices have soared to levels that once again pose a threat to growth."
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