Система коллекторских организаций в существующем виде и в условиях снижения уровня жизни населения - это мина замедленного действия, которая рано или поздно "рванет". Постоянное увеличение долгового бремени россиян, а также ухудшение условий такого кредитования, особенно в микрофинансовых организациях с грабительскими условиями займов, приводит граждан к нищете. Поэтому инициативы о запрете коллекторских организаций в нынешней ситуации несут отчетливо популистский характер, поскольку реальный их запрет не входит в интересы государства по причине крайней неэффективности системы взыскания государственной службой судебных приставов. Но решать проблему, становящуюся все острее, государству рано или поздно придется.
Система коллекторских организаций в существующем виде и в условиях снижения уровня жизни населения - это мина замедленного действия, которая рано или поздно "рванет". Постоянное увеличение долгового бремени россиян, а также ухудшение условий такого кредитования, особенно в микрофинансовых организациях с грабительскими условиями займов, приводит граждан к нищете. Поэтому инициативы о запрете коллекторских организаций в нынешней ситуации несут отчетливо популистский характер, поскольку реальный их запрет не входит в интересы государства по причине крайней неэффективности системы взыскания государственной службой судебных приставов. Но решать проблему, становящуюся все острее, государству рано или поздно придется.
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And indeed, volatility has been a hallmark of the market environment so far in 2022, with the S&P 500 still down more than 10% for the year-to-date after first sliding into a correction last month. The CBOE Volatility Index, or VIX, has held at a lofty level of more than 30. Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. Pavel Durov, Telegram's CEO, is known as "the Russian Mark Zuckerberg," for co-founding VKontakte, which is Russian for "in touch," a Facebook imitator that became the country's most popular social networking site. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. The company maintains that it cannot act against individual or group chats, which are “private amongst their participants,” but it will respond to requests in relation to sticker sets, channels and bots which are publicly available. During the invasion of Ukraine, Pavel Durov has wrestled with this issue a lot more prominently than he has before. Channels like Donbass Insider and Bellum Acta, as reported by Foreign Policy, started pumping out pro-Russian propaganda as the invasion began. So much so that the Ukrainian National Security and Defense Council issued a statement labeling which accounts are Russian-backed. Ukrainian officials, in potential violation of the Geneva Convention, have shared imagery of dead and captured Russian soldiers on the platform.
from cn
