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Хорошее замечание у аналитиков Альфа-банка в их обзоре потребительского рынка, декабрь 2024 года:
«В этом году существенная часть прироста сбережений населения обусловлена процентными выплатами– если в 2018-2022 гг. это была сумма 1,1 трлн руб., то в 2023 г. она выросла до 2,0 трлн руб., а по итогам 2024 г. может достичь почти 4,0 трлн руб.».

Это тот самый пример действия высокой ставки как проинфляционного фактора: высокие проценты по депозитам «делают деньги», часть из которых вывалится на рынок, разгоняя инфляцию.



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Хорошее замечание у аналитиков Альфа-банка в их обзоре потребительского рынка, декабрь 2024 года:
«В этом году существенная часть прироста сбережений населения обусловлена процентными выплатами– если в 2018-2022 гг. это была сумма 1,1 трлн руб., то в 2023 г. она выросла до 2,0 трлн руб., а по итогам 2024 г. может достичь почти 4,0 трлн руб.».

Это тот самый пример действия высокой ставки как проинфляционного фактора: высокие проценты по депозитам «делают деньги», часть из которых вывалится на рынок, разгоняя инфляцию.

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What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. Since its launch in 2013, Telegram has grown from a simple messaging app to a broadcast network. Its user base isn’t as vast as WhatsApp’s, and its broadcast platform is a fraction the size of Twitter, but it’s nonetheless showing its use. While Telegram has been embroiled in controversy for much of its life, it has become a vital source of communication during the invasion of Ukraine. But, if all of this is new to you, let us explain, dear friends, what on Earth a Telegram is meant to be, and why you should, or should not, need to care. In 2018, Russia banned Telegram although it reversed the prohibition two years later. At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. "There are several million Russians who can lift their head up from propaganda and try to look for other sources, and I'd say that most look for it on Telegram," he said.
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