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📈Уровень ставок по ипотеке в России превысил 30%. Так банки отреагировали на рост ключевой ставки и ужесточение политики Центробанка.
Верхняя граница полной стоимости кредита в среднем составляет 33,4%. Ипотека стала недоступна для людей со средним заработком, считают эксперты.
Сейчас средний срок погашения ипотеки — 25 лет.Если взять кредит на 10 миллионов рублей под 30%, то итоговая сумма выплаты превысит стоимость жилья в 7,5 раз.
📈Уровень ставок по ипотеке в России превысил 30%. Так банки отреагировали на рост ключевой ставки и ужесточение политики Центробанка.
Верхняя граница полной стоимости кредита в среднем составляет 33,4%. Ипотека стала недоступна для людей со средним заработком, считают эксперты.
Сейчас средний срок погашения ипотеки — 25 лет.Если взять кредит на 10 миллионов рублей под 30%, то итоговая сумма выплаты превысит стоимость жилья в 7,5 раз.
The perpetrators use various names to carry out the investment scams. They may also impersonate or clone licensed capital market intermediaries by using the names, logos, credentials, websites and other details of the legitimate entities to promote the illegal schemes. These administrators had built substantial positions in these scrips prior to the circulation of recommendations and offloaded their positions subsequent to rise in price of these scrips, making significant profits at the expense of unsuspecting investors, Sebi noted. At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised. Since its launch in 2013, Telegram has grown from a simple messaging app to a broadcast network. Its user base isn’t as vast as WhatsApp’s, and its broadcast platform is a fraction the size of Twitter, but it’s nonetheless showing its use. While Telegram has been embroiled in controversy for much of its life, it has become a vital source of communication during the invasion of Ukraine. But, if all of this is new to you, let us explain, dear friends, what on Earth a Telegram is meant to be, and why you should, or should not, need to care. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders.
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