🏙Ипотека или жизнь? Где жить новосибирцам в 2025 году
Рынок недвижимости в России столкнулся с непредвиденным повышением ключевой ставки, которая потянула за собой и ставку по ипотеке. Естественно, жителей Новосибирской области данные изменения тоже коснулись. И если раньше проблемой было накопить первоначальный взнос для покупки квартиры, то с повышением ставки многие опоздавшие покупатели задаются вопросом: потянут ли они платеж в 100 тысяч рублей?
Неужели сегодня приобретать квартиру уже поздно и нужно учиться жить в арендованном жилье?
🏙Ипотека или жизнь? Где жить новосибирцам в 2025 году
Рынок недвижимости в России столкнулся с непредвиденным повышением ключевой ставки, которая потянула за собой и ставку по ипотеке. Естественно, жителей Новосибирской области данные изменения тоже коснулись. И если раньше проблемой было накопить первоначальный взнос для покупки квартиры, то с повышением ставки многие опоздавшие покупатели задаются вопросом: потянут ли они платеж в 100 тысяч рублей?
Неужели сегодня приобретать квартиру уже поздно и нужно учиться жить в арендованном жилье?
Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. The SC urges the public to refer to the SC’s I nvestor Alert List before investing. The list contains details of unauthorised websites, investment products, companies and individuals. Members of the public who suspect that they have been approached by unauthorised firms or individuals offering schemes that promise unrealistic returns Overall, extreme levels of fear in the market seems to have morphed into something more resembling concern. For example, the Cboe Volatility Index fell from its 2022 peak of 36, which it hit Monday, to around 30 on Friday, a sign of easing tensions. Meanwhile, while the price of WTI crude oil slipped from Sunday’s multiyear high $130 of barrel to $109 a pop. Markets have been expecting heavy restrictions on Russian oil, some of which the U.S. has already imposed, and that would reduce the global supply and bring about even more burdensome inflation. That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future.
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