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🚗🚙Объем автокредитования в этом году может вырасти на фоне роста стоимости автомобилей — такой прогноз дали аналитики рейтингового агентства НКР. Портфель автокредитов в банках может увеличиться на 17–18%, до 1,25 трлн руб. Увеличению выдач будут способствовать подорожание машин, снижение реальных располагаемых доходов населения за пандемию, а также маркетинговая активность автодилеров. Впрочем, к концу года темпы роста замедлятся, в том числе из-за сворачивания льготной госпрограммы автокредитования.

https://www.rbc.ru/finances/12/08/2021/61151a269a7947f0d7fb7c82?from=from_main_6?utm_source=telegram&utm_medium=messenger



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🚗🚙Объем автокредитования в этом году может вырасти на фоне роста стоимости автомобилей — такой прогноз дали аналитики рейтингового агентства НКР. Портфель автокредитов в банках может увеличиться на 17–18%, до 1,25 трлн руб. Увеличению выдач будут способствовать подорожание машин, снижение реальных располагаемых доходов населения за пандемию, а также маркетинговая активность автодилеров. Впрочем, к концу года темпы роста замедлятся, в том числе из-за сворачивания льготной госпрограммы автокредитования.

https://www.rbc.ru/finances/12/08/2021/61151a269a7947f0d7fb7c82?from=from_main_6?utm_source=telegram&utm_medium=messenger

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On February 27th, Durov posted that Channels were becoming a source of unverified information and that the company lacks the ability to check on their veracity. He urged users to be mistrustful of the things shared on Channels, and initially threatened to block the feature in the countries involved for the length of the war, saying that he didn’t want Telegram to be used to aggravate conflict or incite ethnic hatred. He did, however, walk back this plan when it became clear that they had also become a vital communications tool for Ukrainian officials and citizens to help coordinate their resistance and evacuations. Groups are also not fully encrypted, end-to-end. This includes private groups. Private groups cannot be seen by other Telegram users, but Telegram itself can see the groups and all of the communications that you have in them. All of the same risks and warnings about channels can be applied to groups. You may recall that, back when Facebook started changing WhatsApp’s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp “unless you are cool with all of your photos and messages becoming public one day.” But Telegram can’t be described as a more-secure version of WhatsApp. At this point, however, Durov had already been working on Telegram with his brother, and further planned a mobile-first social network with an explicit focus on anti-censorship. Later in April, he told TechCrunch that he had left Russia and had “no plans to go back,” saying that the nation was currently “incompatible with internet business at the moment.” He added later that he was looking for a country that matched his libertarian ideals to base his next startup. Telegram has gained a reputation as the “secure” communications app in the post-Soviet states, but whenever you make choices about your digital security, it’s important to start by asking yourself, “What exactly am I securing? And who am I securing it from?” These questions should inform your decisions about whether you are using the right tool or platform for your digital security needs. Telegram is certainly not the most secure messaging app on the market right now. Its security model requires users to place a great deal of trust in Telegram’s ability to protect user data. For some users, this may be good enough for now. For others, it may be wiser to move to a different platform for certain kinds of high-risk communications.
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