И снова сделает это своим традиционным способом - повысит надбавки к коэффициентам риска по ипотеке. Более строгие нормы заработают 1 марта 2024 года.
Конечно же, изменения коснутся заемщиков с высоким показателем долговой нагрузки (ПДН). Так, при ПДН выше 80% и первоначальном взносе 10-15% надбавка достигнет 9 (сейчас - шесть), при взносе 15-20% - 8 (сейчас - четыре) и т.д. Подробнее - в табличке. 👆 #ипотека
И снова сделает это своим традиционным способом - повысит надбавки к коэффициентам риска по ипотеке. Более строгие нормы заработают 1 марта 2024 года.
Конечно же, изменения коснутся заемщиков с высоким показателем долговой нагрузки (ПДН). Так, при ПДН выше 80% и первоначальном взносе 10-15% надбавка достигнет 9 (сейчас - шесть), при взносе 15-20% - 8 (сейчас - четыре) и т.д. Подробнее - в табличке. 👆 #ипотека
"This time we received the coordinates of enemy vehicles marked 'V' in Kyiv region," it added. Oh no. There’s a certain degree of myth-making around what exactly went on, so take everything that follows lightly. Telegram was originally launched as a side project by the Durov brothers, with Nikolai handling the coding and Pavel as CEO, while both were at VK. Groups are also not fully encrypted, end-to-end. This includes private groups. Private groups cannot be seen by other Telegram users, but Telegram itself can see the groups and all of the communications that you have in them. All of the same risks and warnings about channels can be applied to groups. Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. Ukrainian forces have since put up a strong resistance to the Russian troops amid the war that has left hundreds of Ukrainian civilians, including children, dead, according to the United Nations. Ukrainian and international officials have accused Russia of targeting civilian populations with shelling and bombardments.
from es
