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中国人民银行公告:取消个人房贷浮动利率“重定价周期最短为一年”的限制;允许借贷双方协商调整利率相较LPR的加减点。
对于固定利率房贷,借贷双方可协商,发放新的浮动利率房贷置换既有房贷,利率加减点按现值折算。
各银行应在10月31日前统一批量调整存量房贷利率,降至不低于LPR-30bp,以应对近期新老房贷利差矛盾的积累扩大。
中国人民银行新华社

BY 竹新社




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