I want to buy a term plan of Rs2 crore. If the policy is claimed by my family, will they get exactly Rs2 crore, or will some charges be deducted? If there are changes, should I increase the sum to Rs2 crore-plus so my family gets at least Rs2 crore?
—Anjan Wadhwa
Term insurance pays nominees the exact sum assured as specified in the policy. If your sum assured is Rs2 crore, your nominee will receive this amount. No charges are supposed to be deducted from this. You should ensure that premiums are duly paid during the term of the policy.
I want to buy a term plan of Rs2 crore. If the policy is claimed by my family, will they get exactly Rs2 crore, or will some charges be deducted? If there are changes, should I increase the sum to Rs2 crore-plus so my family gets at least Rs2 crore?
—Anjan Wadhwa
Term insurance pays nominees the exact sum assured as specified in the policy. If your sum assured is Rs2 crore, your nominee will receive this amount. No charges are supposed to be deducted from this. You should ensure that premiums are duly paid during the term of the policy.
BY 💰 Wealth Management 💰
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Update March 8, 2022: EFF has clarified that Channels and Groups are not fully encrypted, end-to-end, updated our post to link to Telegram’s FAQ for Cloud and Secret chats, updated to clarify that auto-delete is available for group and channel admins, and added some additional links. Groups are also not fully encrypted, end-to-end. This includes private groups. Private groups cannot be seen by other Telegram users, but Telegram itself can see the groups and all of the communications that you have in them. All of the same risks and warnings about channels can be applied to groups. Oh no. There’s a certain degree of myth-making around what exactly went on, so take everything that follows lightly. Telegram was originally launched as a side project by the Durov brothers, with Nikolai handling the coding and Pavel as CEO, while both were at VK. The Securities and Exchange Board of India (Sebi) had carried out a similar exercise in 2017 in a matter related to circulation of messages through WhatsApp. A Russian Telegram channel with over 700,000 followers is spreading disinformation about Russia's invasion of Ukraine under the guise of providing "objective information" and fact-checking fake news. Its influence extends beyond the platform, with major Russian publications, government officials, and journalists citing the page's posts.
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