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🇺🇸🏦Число случаев невозврата по кредитным картам в США достигло максимального уровня с 2010 года. - [статья]

🤍За первые девять месяцев 2024 года кредиторы списали $46 млрд. остатков по кредитам с серьезными просрочками, что на 50 % больше, чем за тот же период годом ранее, и является самым высоким показателем за последние 14 лет.
🤍Потребители «выдохлись» после нескольких лет высокой инфляции, а сбережения времен пандемии испарились.
😁😁😁😁😁😁😁😁😁😁
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🇺🇸🏦Число случаев невозврата по кредитным картам в США достигло максимального уровня с 2010 года. - [статья]

🤍За первые девять месяцев 2024 года кредиторы списали $46 млрд. остатков по кредитам с серьезными просрочками, что на 50 % больше, чем за тот же период годом ранее, и является самым высоким показателем за последние 14 лет.
🤍Потребители «выдохлись» после нескольких лет высокой инфляции, а сбережения времен пандемии испарились.
😁😁😁😁😁😁😁😁😁😁
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Individual messages can be fully encrypted. But the user has to turn on that function. It's not automatic, as it is on Signal and WhatsApp. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. He floated the idea of restricting the use of Telegram in Ukraine and Russia, a suggestion that was met with fierce opposition from users. Shortly after, Durov backed off the idea. One thing that Telegram now offers to all users is the ability to “disappear” messages or set remote deletion deadlines. That enables users to have much more control over how long people can access what you’re sending them. Given that Russian law enforcement officials are reportedly (via Insider) stopping people in the street and demanding to read their text messages, this could be vital to protect individuals from reprisals. Stocks dropped on Friday afternoon, as gains made earlier in the day on hopes for diplomatic progress between Russia and Ukraine turned to losses. Technology stocks were hit particularly hard by higher bond yields.
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