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Банки в октябре решили играть в добрых самаритян и одобрили рекордные 42% заявок на кредиты наличными — максимум с начала года. До этого уровень одобрения не вылезал за пределы 33–38%. Но, как говорится, широкой души хватило ненадолго: выдачи всё равно рухнули в пропасть, пятый месяц подряд скатываясь в минимумы.
На фоне октябрьского щедрого одобрения выдали всего 1,94 млн кредитов на 309 млрд рублей — показатель уровня лета 2022 года.
Банки в октябре решили играть в добрых самаритян и одобрили рекордные 42% заявок на кредиты наличными — максимум с начала года. До этого уровень одобрения не вылезал за пределы 33–38%. Но, как говорится, широкой души хватило ненадолго: выдачи всё равно рухнули в пропасть, пятый месяц подряд скатываясь в минимумы.
На фоне октябрьского щедрого одобрения выдали всего 1,94 млн кредитов на 309 млрд рублей — показатель уровня лета 2022 года.
BY БАНКУЕМ
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Founder Pavel Durov says tech is meant to set you free Given the pro-privacy stance of the platform, it’s taken as a given that it’ll be used for a number of reasons, not all of them good. And Telegram has been attached to a fair few scandals related to terrorism, sexual exploitation and crime. Back in 2015, Vox described Telegram as “ISIS’ app of choice,” saying that the platform’s real use is the ability to use channels to distribute material to large groups at once. Telegram has acted to remove public channels affiliated with terrorism, but Pavel Durov reiterated that he had no business snooping on private conversations. Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. Since January 2022, the SC has received a total of 47 complaints and enquiries on illegal investment schemes promoted through Telegram. These fraudulent schemes offer non-existent investment opportunities, promising very attractive and risk-free returns within a short span of time. They commonly offer unrealistic returns of as high as 1,000% within 24 hours or even within a few hours. "He has kind of an old-school cyber-libertarian world view where technology is there to set you free," Maréchal said.
from fr