В планах устанавливать для банков макропруденциальные надбавки по новым кредитам и облигациям крупных корпоративных заемщиков с высоким уровнем долговой нагрузки.
➡️Крупными будут считаться заемщики, долг которых превышает 2% от капитала банковского сектора (на 1 октября это 328 млрд руб.). ➡️Повышенная долговая нагрузка — коэффициент покрытия процентов операционной прибылью менее 3.
Мнение bitkogan: Банки вынуждены будут формировать больше резервов при выдачи таких кредитов. В результате для крупных закредитованных компаний ставки станут еще выше. #макро 🔥HOTLINE
В планах устанавливать для банков макропруденциальные надбавки по новым кредитам и облигациям крупных корпоративных заемщиков с высоким уровнем долговой нагрузки.
➡️Крупными будут считаться заемщики, долг которых превышает 2% от капитала банковского сектора (на 1 октября это 328 млрд руб.). ➡️Повышенная долговая нагрузка — коэффициент покрытия процентов операционной прибылью менее 3.
Мнение bitkogan: Банки вынуждены будут формировать больше резервов при выдачи таких кредитов. В результате для крупных закредитованных компаний ставки станут еще выше. #макро 🔥HOTLINE
BY bitkogan⚡️HOTLINE
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Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. "We're seeing really dramatic moves, and it's all really tied to Ukraine right now, and in a secondary way, in terms of interest rates," Octavio Marenzi, CEO of Opimas, told Yahoo Finance Live on Thursday. "This war in Ukraine is going to give the Fed the ammunition, the cover that it needs, to not raise interest rates too quickly. And I think Jay Powell is a very tepid sort of inflation fighter and he's not going to do as much as he needs to do to get that under control. And this seems like an excuse to kick the can further down the road still and not do too much too soon." "The inflation fire was already hot and now with war-driven inflation added to the mix, it will grow even hotter, setting off a scramble by the world’s central banks to pull back their stimulus earlier than expected," Chris Rupkey, chief economist at FWDBONDS, wrote in an email. "A spike in inflation rates has preceded economic recessions historically and this time prices have soared to levels that once again pose a threat to growth." Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. Telegram boasts 500 million users, who share information individually and in groups in relative security. But Telegram's use as a one-way broadcast channel — which followers can join but not reply to — means content from inauthentic accounts can easily reach large, captive and eager audiences.
from fr
