Декабрь не особо помог рынку апартаментов в Москве. Да, продали больше, но это фактор декабря, скидок, хорошего новогоднего настроения.
Текущая ипотека позволяет продавать столько же, сколько за наличку. То есть никакого рычага или расширения воронки клиентов у девелоперов нет.
Относительно 2021 года рынок апартов упал всего на 31%, что "немного". Пациент скорее жив, чем мертв, но маржа девелоперов из-за скидок и субсидировании ипотеки улетела как фанера над Парижем.
Декабрь не особо помог рынку апартаментов в Москве. Да, продали больше, но это фактор декабря, скидок, хорошего новогоднего настроения.
Текущая ипотека позволяет продавать столько же, сколько за наличку. То есть никакого рычага или расширения воронки клиентов у девелоперов нет.
Относительно 2021 года рынок апартов упал всего на 31%, что "немного". Пациент скорее жив, чем мертв, но маржа девелоперов из-за скидок и субсидировании ипотеки улетела как фанера над Парижем.
Elsewhere, version 8.6 of Telegram integrates the in-app camera option into the gallery, while a new navigation bar gives quick access to photos, files, location sharing, and more. Telegram has gained a reputation as the “secure” communications app in the post-Soviet states, but whenever you make choices about your digital security, it’s important to start by asking yourself, “What exactly am I securing? And who am I securing it from?” These questions should inform your decisions about whether you are using the right tool or platform for your digital security needs. Telegram is certainly not the most secure messaging app on the market right now. Its security model requires users to place a great deal of trust in Telegram’s ability to protect user data. For some users, this may be good enough for now. For others, it may be wiser to move to a different platform for certain kinds of high-risk communications. If you initiate a Secret Chat, however, then these communications are end-to-end encrypted and are tied to the device you are using. That means it’s less convenient to access them across multiple platforms, but you are at far less risk of snooping. Back in the day, Secret Chats received some praise from the EFF, but the fact that its standard system isn’t as secure earned it some criticism. If you’re looking for something that is considered more reliable by privacy advocates, then Signal is the EFF’s preferred platform, although that too is not without some caveats. Now safely in France with his spouse and three of his children, Kliuchnikov scrolls through Telegram to learn about the devastation happening in his home country. The picture was mixed overseas. Hong Kong’s Hang Seng Index fell 1.6%, under pressure from U.S. regulatory scrutiny on New York-listed Chinese companies. Stocks were more buoyant in Europe, where Frankfurt’s DAX surged 1.4%.
from fr
