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📢Day 7/100: Tackling Data Availability in Ethiopia

Building a credit scoring model in Ethiopia has challenges, especially regarding data. 📊

Key hurdles I’m exploring:

1️⃣ Data scarcity: Formal credit histories are rare, but eCommerce and mobile money data offer untapped potential.

2️⃣ Local partnerships: Collaborating with fintechs to access anonymized transaction data.

3️⃣ Privacy compliance: Ensuring data protection laws are adhered to while innovating responsibly.

💡 Question of the day: Are there alternative sources of financial data that have worked well in other emerging markets?

#DataChallenges #Ethiopia #FintechInnovation #AlternativeData #PrivacyByDesign



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📢Day 7/100: Tackling Data Availability in Ethiopia

Building a credit scoring model in Ethiopia has challenges, especially regarding data. 📊

Key hurdles I’m exploring:

1️⃣ Data scarcity: Formal credit histories are rare, but eCommerce and mobile money data offer untapped potential.

2️⃣ Local partnerships: Collaborating with fintechs to access anonymized transaction data.

3️⃣ Privacy compliance: Ensuring data protection laws are adhered to while innovating responsibly.

💡 Question of the day: Are there alternative sources of financial data that have worked well in other emerging markets?

#DataChallenges #Ethiopia #FintechInnovation #AlternativeData #PrivacyByDesign

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Pavel Durov, a billionaire who embraces an all-black wardrobe and is often compared to the character Neo from "the Matrix," funds Telegram through his personal wealth and debt financing. And despite being one of the world's most popular tech companies, Telegram reportedly has only about 30 employees who defer to Durov for most major decisions about the platform. "Someone posing as a Ukrainian citizen just joins the chat and starts spreading misinformation, or gathers data, like the location of shelters," Tsekhanovska said, noting how false messages have urged Ukrainians to turn off their phones at a specific time of night, citing cybersafety. In addition, Telegram's architecture limits the ability to slow the spread of false information: the lack of a central public feed, and the fact that comments are easily disabled in channels, reduce the space for public pushback. The fake Zelenskiy account reached 20,000 followers on Telegram before it was shut down, a remedial action that experts say is all too rare. Under the Sebi Act, the regulator has the power to carry out search and seizure of books, registers, documents including electronics and digital devices from any person associated with the securities market.
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