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СТАВКИ ПО ДЕПОЗИТАМ: СНИЖЕНИЕ, НАЧАВШЕЕСЯ ПОСЛЕ 20 ДЕКАБРЯ, ПРОДОЛЖАЕТСЯ

По данным ЦБ, средняя max ставка по вкладам физлиц до 1 года в банках ТОП-10 в январе снизилась на 21 бп до 21.47% годовых. Снижение наблюдалось на всех сроках, наиболее существенно – более года: -48 бп.

Своего максимума ставки по депозитам достигли накануне заседания ЦБ 20 декабря. Тогда многие ждали, что ЦБ повысит ключ до 23%, и закладывали это в цены. После того, как повышения не случилось, ставки начали корректироваться вниз.

Какие риски это несёт, читайте далее.



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СТАВКИ ПО ДЕПОЗИТАМ: СНИЖЕНИЕ, НАЧАВШЕЕСЯ ПОСЛЕ 20 ДЕКАБРЯ, ПРОДОЛЖАЕТСЯ

По данным ЦБ, средняя max ставка по вкладам физлиц до 1 года в банках ТОП-10 в январе снизилась на 21 бп до 21.47% годовых. Снижение наблюдалось на всех сроках, наиболее существенно – более года: -48 бп.

Своего максимума ставки по депозитам достигли накануне заседания ЦБ 20 декабря. Тогда многие ждали, что ЦБ повысит ключ до 23%, и закладывали это в цены. После того, как повышения не случилось, ставки начали корректироваться вниз.

Какие риски это несёт, читайте далее.

BY EMCR experts




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In view of this, the regulator has cautioned investors not to rely on such investment tips / advice received through social media platforms. It has also said investors should exercise utmost caution while taking investment decisions while dealing in the securities market. Since January 2022, the SC has received a total of 47 complaints and enquiries on illegal investment schemes promoted through Telegram. These fraudulent schemes offer non-existent investment opportunities, promising very attractive and risk-free returns within a short span of time. They commonly offer unrealistic returns of as high as 1,000% within 24 hours or even within a few hours. At this point, however, Durov had already been working on Telegram with his brother, and further planned a mobile-first social network with an explicit focus on anti-censorship. Later in April, he told TechCrunch that he had left Russia and had “no plans to go back,” saying that the nation was currently “incompatible with internet business at the moment.” He added later that he was looking for a country that matched his libertarian ideals to base his next startup. What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. Oleksandra Matviichuk, a Kyiv-based lawyer and head of the Center for Civil Liberties, called Durov’s position "very weak," and urged concrete improvements.
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