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Сегодня пост для тех, кто, как и я, испытывает боль, когда думает о покупке квартиры или дома.

Источники

Мария Галайкова. Венская модель жилья: «А что, так можно было?» // Medium, 2019
Николай Валюх. От 70 до 160 зарплат: сколько стоят однушки в крупных городах России // T—Ж, 2024
Affordable Housing by Country 2024 // World Population Review
Charted: Median House Prices vs. Income in the U.S. // Visual Capitalist, 2024
Home prices are rising 2x faster than income // LBM Journal, 2023
Housing in Europe // Eurostat, 2023
Michael Klien, Peter Huber, Peter Reschenhofer, Gerlinde Gutheil-Knopp-Kirchwald, Gerald Kössl. The Price-Dampening Effect of Non-profit Housing // Austrian Institute of Economic Research – Austrian Federation of Limited-Profit Housing Associations, WIFO Research Briefs 6/2023.
The economic impact of building social housing // National Housing Federation, 2024
Vienna’s Radical Approach to Social Housing // AZURE, 2023



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Сегодня пост для тех, кто, как и я, испытывает боль, когда думает о покупке квартиры или дома.

Источники

Мария Галайкова. Венская модель жилья: «А что, так можно было?» // Medium, 2019
Николай Валюх. От 70 до 160 зарплат: сколько стоят однушки в крупных городах России // T—Ж, 2024
Affordable Housing by Country 2024 // World Population Review
Charted: Median House Prices vs. Income in the U.S. // Visual Capitalist, 2024
Home prices are rising 2x faster than income // LBM Journal, 2023
Housing in Europe // Eurostat, 2023
Michael Klien, Peter Huber, Peter Reschenhofer, Gerlinde Gutheil-Knopp-Kirchwald, Gerald Kössl. The Price-Dampening Effect of Non-profit Housing // Austrian Institute of Economic Research – Austrian Federation of Limited-Profit Housing Associations, WIFO Research Briefs 6/2023.
The economic impact of building social housing // National Housing Federation, 2024
Vienna’s Radical Approach to Social Housing // AZURE, 2023

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Overall, extreme levels of fear in the market seems to have morphed into something more resembling concern. For example, the Cboe Volatility Index fell from its 2022 peak of 36, which it hit Monday, to around 30 on Friday, a sign of easing tensions. Meanwhile, while the price of WTI crude oil slipped from Sunday’s multiyear high $130 of barrel to $109 a pop. Markets have been expecting heavy restrictions on Russian oil, some of which the U.S. has already imposed, and that would reduce the global supply and bring about even more burdensome inflation. If you initiate a Secret Chat, however, then these communications are end-to-end encrypted and are tied to the device you are using. That means it’s less convenient to access them across multiple platforms, but you are at far less risk of snooping. Back in the day, Secret Chats received some praise from the EFF, but the fact that its standard system isn’t as secure earned it some criticism. If you’re looking for something that is considered more reliable by privacy advocates, then Signal is the EFF’s preferred platform, although that too is not without some caveats. The Securities and Exchange Board of India (Sebi) had carried out a similar exercise in 2017 in a matter related to circulation of messages through WhatsApp. What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. Individual messages can be fully encrypted. But the user has to turn on that function. It's not automatic, as it is on Signal and WhatsApp.
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