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And indeed, volatility has been a hallmark of the market environment so far in 2022, with the S&P 500 still down more than 10% for the year-to-date after first sliding into a correction last month. The CBOE Volatility Index, or VIX, has held at a lofty level of more than 30. You may recall that, back when Facebook started changing WhatsAppโ€™s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp โ€œunless you are cool with all of your photos and messages becoming public one day.โ€ But Telegram canโ€™t be described as a more-secure version of WhatsApp. As such, the SC would like to remind investors to always exercise caution when evaluating investment opportunities, especially those promising unrealistically high returns with little or no risk. Investors should also never deposit money into someoneโ€™s personal bank account if instructed. Founder Pavel Durov says tech is meant to set you free Telegram has gained a reputation as the โ€œsecureโ€ communications app in the post-Soviet states, but whenever you make choices about your digital security, itโ€™s important to start by asking yourself, โ€œWhat exactly am I securing? And who am I securing it from?โ€ These questions should inform your decisions about whether you are using the right tool or platform for your digital security needs. Telegram is certainly not the most secure messaging app on the market right now. Its security model requires users to place a great deal of trust in Telegramโ€™s ability to protect user data. For some users, this may be good enough for now. For others, it may be wiser to move to a different platform for certain kinds of high-risk communications.
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