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Свыше полумиллиона россиян стали участниками программы долгосрочных сбережений (ПДС) с пенсионным фондом ВТБ. Теперь они формируют долгосрочные накопления за счёт регулярных личных взносов, софинансирования от государства и инвестиционного дохода.

Инструмент помогает создать подушку безопасности для любой жизненной ситуации, защитить и приумножить накопления. ПДС пользуется популярностью среди разных возрастных категорий, при этом максимум выгоды стремятся получить люди старше 40 лет. Суммарные вложения в ПДС с НПФ ВТБ уже превысили 22 млрд рублей и продолжают расти. @fatcat18



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Свыше полумиллиона россиян стали участниками программы долгосрочных сбережений (ПДС) с пенсионным фондом ВТБ. Теперь они формируют долгосрочные накопления за счёт регулярных личных взносов, софинансирования от государства и инвестиционного дохода.

Инструмент помогает создать подушку безопасности для любой жизненной ситуации, защитить и приумножить накопления. ПДС пользуется популярностью среди разных возрастных категорий, при этом максимум выгоды стремятся получить люди старше 40 лет. Суммарные вложения в ПДС с НПФ ВТБ уже превысили 22 млрд рублей и продолжают расти. @fatcat18

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That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future. At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised. Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. This provided opportunity to their linked entities to offload their shares at higher prices and make significant profits at the cost of unsuspecting retail investors. The regulator said it had received information that messages containing stock tips and other investment advice with respect to selected listed companies are being widely circulated through websites and social media platforms such as Telegram, Facebook, WhatsApp and Instagram.
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