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Билеты на ж/д поезда в России резко подорожают на 11,6% уже с 1 декабря. Цены станут дороже как на плацкартные вагоны, так и на купе, СВ и вагоны класса люкс. Кроме того, РЖД поднимает тарифы на грузовые ж/д перевозки — на 13,8%, узнал Коммерсантъ. @bankrollo



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Билеты на ж/д поезда в России резко подорожают на 11,6% уже с 1 декабря. Цены станут дороже как на плацкартные вагоны, так и на купе, СВ и вагоны класса люкс. Кроме того, РЖД поднимает тарифы на грузовые ж/д перевозки — на 13,8%, узнал Коммерсантъ. @bankrollo

BY Банки, деньги, два офшора


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At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. "This time we received the coordinates of enemy vehicles marked 'V' in Kyiv region," it added. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. Asked about its stance on disinformation, Telegram spokesperson Remi Vaughn told AFP: "As noted by our CEO, the sheer volume of information being shared on channels makes it extremely difficult to verify, so it's important that users double-check what they read." That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future.
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