Экономисты предупредили россиян: покупка собственной квартиры может быть недоступна минимум до 2027 года. После повышения ключевой ставки до 21% ипотека станет ещё дороже. Российские банки уже подняли ставки по рыночным программам до 25-27%, а теперь ожидается дальнейший рост. Льготные программы, такие как семейная ипотека, также становятся малодоступными из-за требований и высоких первоначальных взносов.@mosclive
Экономисты предупредили россиян: покупка собственной квартиры может быть недоступна минимум до 2027 года. После повышения ключевой ставки до 21% ипотека станет ещё дороже. Российские банки уже подняли ставки по рыночным программам до 25-27%, а теперь ожидается дальнейший рост. Льготные программы, такие как семейная ипотека, также становятся малодоступными из-за требований и высоких первоначальных взносов.@mosclive
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At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised. Meanwhile, a completely redesigned attachment menu appears when sending multiple photos or vides. Users can tap "X selected" (X being the number of items) at the top of the panel to preview how the album will look in the chat when it's sent, as well as rearrange or remove selected media. "He has kind of an old-school cyber-libertarian world view where technology is there to set you free," Maréchal said. "The argument from Telegram is, 'You should trust us because we tell you that we're trustworthy,'" Maréchal said. "It's really in the eye of the beholder whether that's something you want to buy into." That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future.
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