☑️С октября 2024 будет ужесточена выдача потребительских займов для закредитованных россиян — ЦБ
Количественные ограничения сделают для банковских розничных кредитов и займов в МФО. Клиентам, которые тратят 50—80% своей зарплаты на погашение долгов, будет еще труднее взять новые ссуды. С 1 ноября ЦБ также ужесточит регулирование выдачи нецелевых потребкредитов под залог транспортного средства.
☑️С октября 2024 будет ужесточена выдача потребительских займов для закредитованных россиян — ЦБ
Количественные ограничения сделают для банковских розничных кредитов и займов в МФО. Клиентам, которые тратят 50—80% своей зарплаты на погашение долгов, будет еще труднее взять новые ссуды. С 1 ноября ЦБ также ужесточит регулирование выдачи нецелевых потребкредитов под залог транспортного средства.
BY Суверенная экономика
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What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. Since January 2022, the SC has received a total of 47 complaints and enquiries on illegal investment schemes promoted through Telegram. These fraudulent schemes offer non-existent investment opportunities, promising very attractive and risk-free returns within a short span of time. They commonly offer unrealistic returns of as high as 1,000% within 24 hours or even within a few hours. Investors took profits on Friday while they could ahead of the weekend, explained Tom Essaye, founder of Sevens Report Research. Saturday and Sunday could easily bring unfortunate news on the war front—and traders would rather be able to sell any recent winnings at Friday’s earlier prices than wait for a potentially lower price at Monday’s open. 'Wild West' Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee.
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