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🇲🇪 Задолженность граждан Черногории перед банками в 2024 году превысила 2 миллиарда евро. Большая часть - 43 процента - приходится на нецелевые кредиты наличными, а кредиты на жилье составляют 33 процента от общего объема кредитов физическим лицам.

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🇲🇪 Задолженность граждан Черногории перед банками в 2024 году превысила 2 миллиарда евро. Большая часть - 43 процента - приходится на нецелевые кредиты наличными, а кредиты на жилье составляют 33 процента от общего объема кредитов физическим лицам.

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Oh no. There’s a certain degree of myth-making around what exactly went on, so take everything that follows lightly. Telegram was originally launched as a side project by the Durov brothers, with Nikolai handling the coding and Pavel as CEO, while both were at VK. "The argument from Telegram is, 'You should trust us because we tell you that we're trustworthy,'" Maréchal said. "It's really in the eye of the beholder whether that's something you want to buy into." If you initiate a Secret Chat, however, then these communications are end-to-end encrypted and are tied to the device you are using. That means it’s less convenient to access them across multiple platforms, but you are at far less risk of snooping. Back in the day, Secret Chats received some praise from the EFF, but the fact that its standard system isn’t as secure earned it some criticism. If you’re looking for something that is considered more reliable by privacy advocates, then Signal is the EFF’s preferred platform, although that too is not without some caveats. Perpetrators of these scams will create a public group on Telegram to promote these investment packages that are usually accompanied by fake testimonies and sometimes advertised as being Shariah-compliant. Interested investors will be asked to directly message the representatives to begin investing in the various investment packages offered. "He has kind of an old-school cyber-libertarian world view where technology is there to set you free," Maréchal said.
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