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Доля наличных у россиян сократилась до минимума — «под подушкой» граждане сейчас хранят примерно 15,9 трлн рублей, и это рекордно низкая доля за последние шесть лет; порядка 15%, отмечают в ВТБ. На изменение структуры сбережений населения повлиял беспрецедентно высокий уровень ставок.

@BankingTruth



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Доля наличных у россиян сократилась до минимума — «под подушкой» граждане сейчас хранят примерно 15,9 трлн рублей, и это рекордно низкая доля за последние шесть лет; порядка 15%, отмечают в ВТБ. На изменение структуры сбережений населения повлиял беспрецедентно высокий уровень ставок.

@BankingTruth

BY Банковская Правда


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Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. The regulator said it has been undertaking several campaigns to educate the investors to be vigilant while taking investment decisions based on stock tips. Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee. The original Telegram channel has expanded into a web of accounts for different locations, including specific pages made for individual Russian cities. There's also an English-language website, which states it is owned by the people who run the Telegram channels. You may recall that, back when Facebook started changing WhatsApp’s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp “unless you are cool with all of your photos and messages becoming public one day.” But Telegram can’t be described as a more-secure version of WhatsApp.
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