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中国人民银行决定于4月25日下调金融机构存款准备金率0.25个百分点(不含已执行5%存款准备金率的金融机构)。 为加大对小微企业和“三农”的支持力度,对没有跨省经营的城商行和存款准备金率高于5%的农商行,在上述基础上再额外多降0.25个百分点。 本次降准共计释放长期资金约5300亿元,降准后金融机构加权平均存款准备金率为8.1%。 (中国人民银行)
央行同外管局4月18日印发《关于做好疫情防控和经济社会发展金融服务的通知》从支持受困主体纾困、畅通国民经济循环、促进外贸出口发展三方面提出23条举措。
因城施策合理确定商业性个人住房贷款的最低首付款比例和利率要求,支持房地产开发和建筑企业合理融资需求。
对因疫受困人群灵活采取合理延后还款时间、延长贷款期限、延迟还本等方式予以支持,相关逾期贷款可以不作逾期记录报送。
将优质企业贸易外汇收支便利化政策推广至全国,开展更高水平人民币结算便利化和企业外债便利化额度试点。允许具有贸易出口背景的国内外汇贷款结汇使用。提高企业跨境人民币使用效率,完善企业汇率避险管理服务。中国外汇交易中心免收中小微企业外汇衍生品交易相关的银行间外汇市场交易手续费。加大出口信用保险支持力度。
中国人民银行



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央行同外管局4月18日印发《关于做好疫情防控和经济社会发展金融服务的通知》从支持受困主体纾困、畅通国民经济循环、促进外贸出口发展三方面提出23条举措。
因城施策合理确定商业性个人住房贷款的最低首付款比例和利率要求,支持房地产开发和建筑企业合理融资需求。
对因疫受困人群灵活采取合理延后还款时间、延长贷款期限、延迟还本等方式予以支持,相关逾期贷款可以不作逾期记录报送。
将优质企业贸易外汇收支便利化政策推广至全国,开展更高水平人民币结算便利化和企业外债便利化额度试点。允许具有贸易出口背景的国内外汇贷款结汇使用。提高企业跨境人民币使用效率,完善企业汇率避险管理服务。中国外汇交易中心免收中小微企业外汇衍生品交易相关的银行间外汇市场交易手续费。加大出口信用保险支持力度。
中国人民银行

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The next bit isn’t clear, but Durov reportedly claimed that his resignation, dated March 21st, was an April Fools’ prank. TechCrunch implies that it was a matter of principle, but it’s hard to be clear on the wheres, whos and whys. Similarly, on April 17th, the Moscow Times quoted Durov as saying that he quit the company after being pressured to reveal account details about Ukrainians protesting the then-president Viktor Yanukovych. "There are a lot of things that Telegram could have been doing this whole time. And they know exactly what they are and they've chosen not to do them. That's why I don't trust them," she said. Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. This ability to mix the public and the private, as well as the ability to use bots to engage with users has proved to be problematic. In early 2021, a database selling phone numbers pulled from Facebook was selling numbers for $20 per lookup. Similarly, security researchers found a network of deepfake bots on the platform that were generating images of people submitted by users to create non-consensual imagery, some of which involved children. On December 23rd, 2020, Pavel Durov posted to his channel that the company would need to start generating revenue. In early 2021, he added that any advertising on the platform would not use user data for targeting, and that it would be focused on “large one-to-many channels.” He pledged that ads would be “non-intrusive” and that most users would simply not notice any change.
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