Через процедуру банкротства физического лица с момента появления такого института в РФ прошло уже более 1 млн граждан (без учета 2024 года!). Причем с каждым годом количество граждан-банкротов растет. Это следствие растущей закредитованности наших граждан. Совокупный долг физических лиц в РФ на настоящий момент превысил 40 трлн руб.
Через процедуру банкротства физического лица с момента появления такого института в РФ прошло уже более 1 млн граждан (без учета 2024 года!). Причем с каждым годом количество граждан-банкротов растет. Это следствие растущей закредитованности наших граждан. Совокупный долг физических лиц в РФ на настоящий момент превысил 40 трлн руб.
You may recall that, back when Facebook started changing WhatsApp’s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp “unless you are cool with all of your photos and messages becoming public one day.” But Telegram can’t be described as a more-secure version of WhatsApp. If you initiate a Secret Chat, however, then these communications are end-to-end encrypted and are tied to the device you are using. That means it’s less convenient to access them across multiple platforms, but you are at far less risk of snooping. Back in the day, Secret Chats received some praise from the EFF, but the fact that its standard system isn’t as secure earned it some criticism. If you’re looking for something that is considered more reliable by privacy advocates, then Signal is the EFF’s preferred platform, although that too is not without some caveats. I want a secure messaging app, should I use Telegram? But Kliuchnikov, the Ukranian now in France, said he will use Signal or WhatsApp for sensitive conversations, but questions around privacy on Telegram do not give him pause when it comes to sharing information about the war. In a message on his Telegram channel recently recounting the episode, Durov wrote: "I lost my company and my home, but would do it again – without hesitation."
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