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📢Day 7/100: Tackling Data Availability in Ethiopia

Building a credit scoring model in Ethiopia has challenges, especially regarding data. 📊

Key hurdles I’m exploring:

1️⃣ Data scarcity: Formal credit histories are rare, but eCommerce and mobile money data offer untapped potential.

2️⃣ Local partnerships: Collaborating with fintechs to access anonymized transaction data.

3️⃣ Privacy compliance: Ensuring data protection laws are adhered to while innovating responsibly.

💡 Question of the day: Are there alternative sources of financial data that have worked well in other emerging markets?

#DataChallenges #Ethiopia #FintechInnovation #AlternativeData #PrivacyByDesign



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📢Day 7/100: Tackling Data Availability in Ethiopia

Building a credit scoring model in Ethiopia has challenges, especially regarding data. 📊

Key hurdles I’m exploring:

1️⃣ Data scarcity: Formal credit histories are rare, but eCommerce and mobile money data offer untapped potential.

2️⃣ Local partnerships: Collaborating with fintechs to access anonymized transaction data.

3️⃣ Privacy compliance: Ensuring data protection laws are adhered to while innovating responsibly.

💡 Question of the day: Are there alternative sources of financial data that have worked well in other emerging markets?

#DataChallenges #Ethiopia #FintechInnovation #AlternativeData #PrivacyByDesign

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Telegram, which does little policing of its content, has also became a hub for Russian propaganda and misinformation. Many pro-Kremlin channels have become popular, alongside accounts of journalists and other independent observers. And while money initially moved into stocks in the morning, capital moved out of safe-haven assets. The price of the 10-year Treasury note fell Friday, sending its yield up to 2% from a March closing low of 1.73%. Oleksandra Matviichuk, a Kyiv-based lawyer and head of the Center for Civil Liberties, called Durov’s position "very weak," and urged concrete improvements. But because group chats and the channel features are not end-to-end encrypted, Galperin said user privacy is potentially under threat. On Telegram’s website, it says that Pavel Durov “supports Telegram financially and ideologically while Nikolai (Duvov)’s input is technological.” Currently, the Telegram team is based in Dubai, having moved around from Berlin, London and Singapore after departing Russia. Meanwhile, the company which owns Telegram is registered in the British Virgin Islands.
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