I want to buy a term plan of Rs2 crore. If the policy is claimed by my family, will they get exactly Rs2 crore, or will some charges be deducted? If there are changes, should I increase the sum to Rs2 crore-plus so my family gets at least Rs2 crore?
—Anjan Wadhwa
Term insurance pays nominees the exact sum assured as specified in the policy. If your sum assured is Rs2 crore, your nominee will receive this amount. No charges are supposed to be deducted from this. You should ensure that premiums are duly paid during the term of the policy.
I want to buy a term plan of Rs2 crore. If the policy is claimed by my family, will they get exactly Rs2 crore, or will some charges be deducted? If there are changes, should I increase the sum to Rs2 crore-plus so my family gets at least Rs2 crore?
—Anjan Wadhwa
Term insurance pays nominees the exact sum assured as specified in the policy. If your sum assured is Rs2 crore, your nominee will receive this amount. No charges are supposed to be deducted from this. You should ensure that premiums are duly paid during the term of the policy.
BY 💰 Wealth Management 💰
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Ukrainian forces successfully attacked Russian vehicles in the capital city of Kyiv thanks to a public tip made through the encrypted messaging app Telegram, Ukraine's top law-enforcement agency said on Tuesday. Ukrainian President Volodymyr Zelensky said in a video message on Tuesday that Ukrainian forces "destroy the invaders wherever we can." For Oleksandra Tsekhanovska, head of the Hybrid Warfare Analytical Group at the Kyiv-based Ukraine Crisis Media Center, the effects are both near- and far-reaching. Apparently upbeat developments in Russia's discussions with Ukraine helped at least temporarily send investors back into risk assets. Russian President Vladimir Putin said during a meeting with his Belarusian counterpart Alexander Lukashenko that there were "certain positive developments" occurring in the talks with Ukraine, according to a transcript of their meeting. Putin added that discussions were happening "almost on a daily basis." Sebi said data, emails and other documents are being retrieved from the seized devices and detailed investigation is in progress.
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