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С 1 января 2025 года в России пени за просрочку оплаты коммунальных услуг увеличились вдвое, поскольку применяемый ранее льготный порядок расчёта утратил силу. Теперь размер пеней зависит от ключевой ставки Центробанка, которая составляет 21%. Штрафные начисления начинаются с 31-го дня просрочки: до 90-го дня пени составляют 1/300 ставки рефинансирования за день, а после – 1/130. Эксперты советуют оплачивать коммунальные счета до 10-го числа месяца, следующего за расчетным, чтобы избежать дополнительных затрат.



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С 1 января 2025 года в России пени за просрочку оплаты коммунальных услуг увеличились вдвое, поскольку применяемый ранее льготный порядок расчёта утратил силу. Теперь размер пеней зависит от ключевой ставки Центробанка, которая составляет 21%. Штрафные начисления начинаются с 31-го дня просрочки: до 90-го дня пени составляют 1/300 ставки рефинансирования за день, а после – 1/130. Эксперты советуют оплачивать коммунальные счета до 10-го числа месяца, следующего за расчетным, чтобы избежать дополнительных затрат.

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Telegram | DID YOU KNOW?

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Since its launch in 2013, Telegram has grown from a simple messaging app to a broadcast network. Its user base isn’t as vast as WhatsApp’s, and its broadcast platform is a fraction the size of Twitter, but it’s nonetheless showing its use. While Telegram has been embroiled in controversy for much of its life, it has become a vital source of communication during the invasion of Ukraine. But, if all of this is new to you, let us explain, dear friends, what on Earth a Telegram is meant to be, and why you should, or should not, need to care. Telegram was co-founded by Pavel and Nikolai Durov, the brothers who had previously created VKontakte. VK is Russia’s equivalent of Facebook, a social network used for public and private messaging, audio and video sharing as well as online gaming. In January, SimpleWeb reported that VK was Russia’s fourth most-visited website, after Yandex, YouTube and Google’s Russian-language homepage. In 2016, Forbes’ Michael Solomon described Pavel Durov (pictured, below) as the “Mark Zuckerberg of Russia.” The Dow Jones Industrial Average fell 230 points, or 0.7%. Meanwhile, the S&P 500 and the Nasdaq Composite dropped 1.3% and 2.2%, respectively. All three indexes began the day with gains before selling off. Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee. The gold standard of encryption, known as end-to-end encryption, where only the sender and person who receives the message are able to see it, is available on Telegram only when the Secret Chat function is enabled. Voice and video calls are also completely encrypted.
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