🏦Средняя ставка по вкладам в топ-10 банков обновила исторический рекорд
Средняя максимальная ставка по вкладам в топ-10 банков во второй декаде декабря выросла на 0,2 п.п. и составила 22,28% годовых.
Этот показатель стал максимальным за всю историю наблюдений и пятым рекордом по счету, когда средняя ставка превысила ключевую ставку. Четыре из пяти рекордов были поставлены в 2024 году.
В целом за 2024 год средняя ставка в топ-10 банков выросла на 7,76 п. п. (во второй декаде декабря 2023 года она была на уровне 14,52% годовых).
Какие ставки в среднем по рынку депозитов можно найти сейчас в банках 👇
🏦Средняя ставка по вкладам в топ-10 банков обновила исторический рекорд
Средняя максимальная ставка по вкладам в топ-10 банков во второй декаде декабря выросла на 0,2 п.п. и составила 22,28% годовых.
Этот показатель стал максимальным за всю историю наблюдений и пятым рекордом по счету, когда средняя ставка превысила ключевую ставку. Четыре из пяти рекордов были поставлены в 2024 году.
В целом за 2024 год средняя ставка в топ-10 банков выросла на 7,76 п. п. (во второй декаде декабря 2023 года она была на уровне 14,52% годовых).
Какие ставки в среднем по рынку депозитов можно найти сейчас в банках 👇
"The inflation fire was already hot and now with war-driven inflation added to the mix, it will grow even hotter, setting off a scramble by the world’s central banks to pull back their stimulus earlier than expected," Chris Rupkey, chief economist at FWDBONDS, wrote in an email. "A spike in inflation rates has preceded economic recessions historically and this time prices have soared to levels that once again pose a threat to growth." Overall, extreme levels of fear in the market seems to have morphed into something more resembling concern. For example, the Cboe Volatility Index fell from its 2022 peak of 36, which it hit Monday, to around 30 on Friday, a sign of easing tensions. Meanwhile, while the price of WTI crude oil slipped from Sunday’s multiyear high $130 of barrel to $109 a pop. Markets have been expecting heavy restrictions on Russian oil, some of which the U.S. has already imposed, and that would reduce the global supply and bring about even more burdensome inflation. At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised. Some people used the platform to organize ahead of the storming of the U.S. Capitol in January 2021, and last month Senator Mark Warner sent a letter to Durov urging him to curb Russian information operations on Telegram. The channel appears to be part of the broader information war that has developed following Russia's invasion of Ukraine. The Kremlin has paid Russian TikTok influencers to push propaganda, according to a Vice News investigation, while ProPublica found that fake Russian fact check videos had been viewed over a million times on Telegram.
from ms
