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📉 ВТБ оценил падение рынка ипотеки в 39% за 2024 год

Всего кредитов выдали на 4,9 трлн ₽, а в 2023-м было 7,8 трлн ₽. Свою долю рынка в 2024 году ВТБ оценили в 1 трлн ₽, снижение на треть. Средний чек по базовым программам сократился с 4,4 до 3,8 млн ₽, по господдержке не изменился — 5,6 млн ₽.

🤔 Подсчеты пока предварительные, но цифры уже печальные. В ВТБ будущее рынка ипотеки связывают с «семейкой» и ждут новых инициатив от властей. Как и мы.
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📉 ВТБ оценил падение рынка ипотеки в 39% за 2024 год

Всего кредитов выдали на 4,9 трлн ₽, а в 2023-м было 7,8 трлн ₽. Свою долю рынка в 2024 году ВТБ оценили в 1 трлн ₽, снижение на треть. Средний чек по базовым программам сократился с 4,4 до 3,8 млн ₽, по господдержке не изменился — 5,6 млн ₽.

🤔 Подсчеты пока предварительные, но цифры уже печальные. В ВТБ будущее рынка ипотеки связывают с «семейкой» и ждут новых инициатив от властей. Как и мы.

BY Движение.ру


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That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future. Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. WhatsApp, a rival messaging platform, introduced some measures to counter disinformation when Covid-19 was first sweeping the world. For example, WhatsApp restricted the number of times a user could forward something, and developed automated systems that detect and flag objectionable content. He said that since his platform does not have the capacity to check all channels, it may restrict some in Russia and Ukraine "for the duration of the conflict," but then reversed course hours later after many users complained that Telegram was an important source of information.
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