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🗞🗞🗞🗞Банки продолжают резко сокращать суммы одобряемых кредитов наличными, выяснил «Ъ». По данным Объединенного кредитного бюро, в ноябре средний размер кредита составил чуть больше 140 тыс. руб., тогда как в октябре он превышал 172 тыс. руб., а во втором квартале — 200 тыс. В первой половине декабря показатель рухнул до 101 тыс. руб.
Средний срок выдаваемых кредитов наличными снизился до 24 месяцев. Это минимальный показатель с начала 2019 года.
Интерес к инструменту теряют и банки (на фоне ужесточения требований регулятора), и заемщики (на фоне рекордных ставок). При этом изменения конъюнктуры в ближайшее время ни банкиры, ни эксперты не ждут.
🗞🗞🗞🗞Банки продолжают резко сокращать суммы одобряемых кредитов наличными, выяснил «Ъ». По данным Объединенного кредитного бюро, в ноябре средний размер кредита составил чуть больше 140 тыс. руб., тогда как в октябре он превышал 172 тыс. руб., а во втором квартале — 200 тыс. В первой половине декабря показатель рухнул до 101 тыс. руб.
Средний срок выдаваемых кредитов наличными снизился до 24 месяцев. Это минимальный показатель с начала 2019 года.
Интерес к инструменту теряют и банки (на фоне ужесточения требований регулятора), и заемщики (на фоне рекордных ставок). При этом изменения конъюнктуры в ближайшее время ни банкиры, ни эксперты не ждут.
He said that since his platform does not have the capacity to check all channels, it may restrict some in Russia and Ukraine "for the duration of the conflict," but then reversed course hours later after many users complained that Telegram was an important source of information. Apparently upbeat developments in Russia's discussions with Ukraine helped at least temporarily send investors back into risk assets. Russian President Vladimir Putin said during a meeting with his Belarusian counterpart Alexander Lukashenko that there were "certain positive developments" occurring in the talks with Ukraine, according to a transcript of their meeting. Putin added that discussions were happening "almost on a daily basis." "We as Ukrainians believe that the truth is on our side, whether it's truth that you're proclaiming about the war and everything else, why would you want to hide it?," he said. Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee. On February 27th, Durov posted that Channels were becoming a source of unverified information and that the company lacks the ability to check on their veracity. He urged users to be mistrustful of the things shared on Channels, and initially threatened to block the feature in the countries involved for the length of the war, saying that he didn’t want Telegram to be used to aggravate conflict or incite ethnic hatred. He did, however, walk back this plan when it became clear that they had also become a vital communications tool for Ukrainian officials and citizens to help coordinate their resistance and evacuations.
from nl
