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央行发布《征信业务管理办法》,作为国务院2013年《征信业管理条例》的配套制度,自2022年1月1日起施行。
以“信用信息服务”“信用服务”“信用评分”“信用评级”“信用修复”等名义对外实质提供征信服务的,适用本办法。
考虑互联网平台、数据公司等机构与金融机构业务合作模式的调整,央行对本办法施行前未取得征信业务资质但实质从事征信业务的市场机构,给予业务整改过渡期至2023年6月底。
中国人民银行



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央行发布《征信业务管理办法》,作为国务院2013年《征信业管理条例》的配套制度,自2022年1月1日起施行。
以“信用信息服务”“信用服务”“信用评分”“信用评级”“信用修复”等名义对外实质提供征信服务的,适用本办法。
考虑互联网平台、数据公司等机构与金融机构业务合作模式的调整,央行对本办法施行前未取得征信业务资质但实质从事征信业务的市场机构,给予业务整改过渡期至2023年6月底。
中国人民银行

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One thing that Telegram now offers to all users is the ability to “disappear” messages or set remote deletion deadlines. That enables users to have much more control over how long people can access what you’re sending them. Given that Russian law enforcement officials are reportedly (via Insider) stopping people in the street and demanding to read their text messages, this could be vital to protect individuals from reprisals. This ability to mix the public and the private, as well as the ability to use bots to engage with users has proved to be problematic. In early 2021, a database selling phone numbers pulled from Facebook was selling numbers for $20 per lookup. Similarly, security researchers found a network of deepfake bots on the platform that were generating images of people submitted by users to create non-consensual imagery, some of which involved children. Individual messages can be fully encrypted. But the user has to turn on that function. It's not automatic, as it is on Signal and WhatsApp. These entities are reportedly operating nine Telegram channels with more than five million subscribers to whom they were making recommendations on selected listed scrips. Such recommendations induced the investors to deal in the said scrips, thereby creating artificial volume and price rise. The regulator said it had received information that messages containing stock tips and other investment advice with respect to selected listed companies are being widely circulated through websites and social media platforms such as Telegram, Facebook, WhatsApp and Instagram.
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