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住建部、央行等8月18日发《关于优化个人住房贷款中住房套数认定标准的通知》规定银行认定首套房应“认房不认贷”;同时将新认定标准纳入“一城一策”政策工具箱。 不同于7月24日政治局会议通稿,该通知重新提及了要坚持房住不炒。《经济日报》8月23日亦刊文《“房住不炒”定位不会改变》。 此外,8月25日的国务院常务会议通过了《关于规划建设保障性住房的指导意见》。 (住建部,新华社)
央行、金监局8月31日发《关于调整优化差别化住房信贷政策的通知》《关于降低存量首套住房贷款利率有关事项的通知》。
居民首套房贷首付比例下限为20%、利率下限规定按现行,二套房贷首付下限为30%、利率下限为LPR+20bp。各地政府可在此基础上自主制定当地执行的利率和首付下限。
自9月25日起,存量首套房贷可向承贷银行申请协商变更利率水平(或置换为新发放贷款);但变更后的利率相较LPR的加点幅度,不得低于原贷款发放时政府规定的下限。
中国人民银行路透社彭博社



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央行、金监局8月31日发《关于调整优化差别化住房信贷政策的通知》《关于降低存量首套住房贷款利率有关事项的通知》。
居民首套房贷首付比例下限为20%、利率下限规定按现行,二套房贷首付下限为30%、利率下限为LPR+20bp。各地政府可在此基础上自主制定当地执行的利率和首付下限。
自9月25日起,存量首套房贷可向承贷银行申请协商变更利率水平(或置换为新发放贷款);但变更后的利率相较LPR的加点幅度,不得低于原贷款发放时政府规定的下限。
中国人民银行路透社彭博社

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"He has kind of an old-school cyber-libertarian world view where technology is there to set you free," Maréchal said. At this point, however, Durov had already been working on Telegram with his brother, and further planned a mobile-first social network with an explicit focus on anti-censorship. Later in April, he told TechCrunch that he had left Russia and had “no plans to go back,” saying that the nation was currently “incompatible with internet business at the moment.” He added later that he was looking for a country that matched his libertarian ideals to base his next startup. Telegram Messenger Blocks Navalny Bot During Russian Election Continuing its crackdown against entities allegedly involved in a front-running scam using messaging app Telegram, Sebi on Thursday carried out search and seizure operations at the premises of eight entities in multiple locations across the country. Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee.
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