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Россиян будут выселять на улицу за долги по ЖКУ, предупредили юристы. С 2025 года в России ужесточили меры по борьбе с должниками. Если просрочка за ЖКУ составляет 200–300 тысяч рублей, суд может выставить квартиру должника на продажу через торги. Часть суммы уйдёт на погашение долга, а остаток вернут владельцу бывшей квартиры. @bankrollo



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Россиян будут выселять на улицу за долги по ЖКУ, предупредили юристы. С 2025 года в России ужесточили меры по борьбе с должниками. Если просрочка за ЖКУ составляет 200–300 тысяч рублей, суд может выставить квартиру должника на продажу через торги. Часть суммы уйдёт на погашение долга, а остаток вернут владельцу бывшей квартиры. @bankrollo

BY Банки, деньги, два офшора


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What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. In 2014, Pavel Durov fled the country after allies of the Kremlin took control of the social networking site most know just as VK. Russia's intelligence agency had asked Durov to turn over the data of anti-Kremlin protesters. Durov refused to do so. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. But the Ukraine Crisis Media Center's Tsekhanovska points out that communications are often down in zones most affected by the war, making this sort of cross-referencing a luxury many cannot afford.
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