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В Испании есть Фонд гарантирования вкладов (Fondo de Garantía de Depósitos, FGD). Он покрывает вклады до 100 000€, но это не относится к инвестиционным инструментам.

Сделал сводную табличку для условных 100к на год
https://docs.google.com/spreadsheets/d/13sXHQ3hroZHzRuKDCsbN0EoTmET34isvS1sVXQSiYak/

сложно сделать какой-то однозначный вывод. но как будто бы это всё даже не покрывает инфляцию

#money



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В Испании есть Фонд гарантирования вкладов (Fondo de Garantía de Depósitos, FGD). Он покрывает вклады до 100 000€, но это не относится к инвестиционным инструментам.

Сделал сводную табличку для условных 100к на год
https://docs.google.com/spreadsheets/d/13sXHQ3hroZHzRuKDCsbN0EoTmET34isvS1sVXQSiYak/

сложно сделать какой-то однозначный вывод. но как будто бы это всё даже не покрывает инфляцию

#money

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At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. "He has kind of an old-school cyber-libertarian world view where technology is there to set you free," Maréchal said. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. Founder Pavel Durov says tech is meant to set you free The perpetrators use various names to carry out the investment scams. They may also impersonate or clone licensed capital market intermediaries by using the names, logos, credentials, websites and other details of the legitimate entities to promote the illegal schemes.
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