Ипотека будет недоступна для большинства россиян в 2025 году из-за высокой ключевой ставки, которую ЦБ пока снижать не планирует. По расчетам экономиста Ксении Баландиной, для покупки квартиры за ₽16 миллионов в кредит, нужно зарабатывать не менее ₽400 тысяч в месяц. При этом за 10 лет заёмщик выплатит банку сумму, которой хватит для покупки двух таких квартир. @nedvizhna
Ипотека будет недоступна для большинства россиян в 2025 году из-за высокой ключевой ставки, которую ЦБ пока снижать не планирует. По расчетам экономиста Ксении Баландиной, для покупки квартиры за ₽16 миллионов в кредит, нужно зарабатывать не менее ₽400 тысяч в месяц. При этом за 10 лет заёмщик выплатит банку сумму, которой хватит для покупки двух таких квартир. @nedvizhna
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Continuing its crackdown against entities allegedly involved in a front-running scam using messaging app Telegram, Sebi on Thursday carried out search and seizure operations at the premises of eight entities in multiple locations across the country. At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. Also in the latest update is the ability for users to create a unique @username from the Settings page, providing others with an easy way to contact them via Search or their t.me/username link without sharing their phone number. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. In view of this, the regulator has cautioned investors not to rely on such investment tips / advice received through social media platforms. It has also said investors should exercise utmost caution while taking investment decisions while dealing in the securities market.
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