🏠Семейная или льготная: 5 отличий ипотечных программ с господдержкой
Одна семья может выбирать из разных программ ипотеки со сниженной ставкой. Какую взять — льготную до 8% или семейную до 6%?
Разобраться поможет сравнение программ. Вот 5 отличий по разным критериям, которые могут повлиять на ваш выбор.
🔹 Рефинансирование действующей ипотеки Льготная до 8% — нельзя Семейная до 6% — можно
🔹 Строительство дома своими силами Льготная до 8% — можно Семейная до 6% — нельзя
🔹 Наличие детей у заемщика Льготная до 8% — необязательно Семейная до 6% — обязательно
🔹 Покупка вторичного жилья Льготная до 8% — нет Семейная до 6% — в сельских поселениях на Дальнем Востоке или где нет нового строительства (для семей с детьми-инвалидами)
🔹 Повторное участие в программе Льготная до 8% — с 2023 года невозможно Семейная до 6% — возможно
🏠Семейная или льготная: 5 отличий ипотечных программ с господдержкой
Одна семья может выбирать из разных программ ипотеки со сниженной ставкой. Какую взять — льготную до 8% или семейную до 6%?
Разобраться поможет сравнение программ. Вот 5 отличий по разным критериям, которые могут повлиять на ваш выбор.
🔹 Рефинансирование действующей ипотеки Льготная до 8% — нельзя Семейная до 6% — можно
🔹 Строительство дома своими силами Льготная до 8% — можно Семейная до 6% — нельзя
🔹 Наличие детей у заемщика Льготная до 8% — необязательно Семейная до 6% — обязательно
🔹 Покупка вторичного жилья Льготная до 8% — нет Семейная до 6% — в сельских поселениях на Дальнем Востоке или где нет нового строительства (для семей с детьми-инвалидами)
🔹 Повторное участие в программе Льготная до 8% — с 2023 года невозможно Семейная до 6% — возможно
On December 23rd, 2020, Pavel Durov posted to his channel that the company would need to start generating revenue. In early 2021, he added that any advertising on the platform would not use user data for targeting, and that it would be focused on “large one-to-many channels.” He pledged that ads would be “non-intrusive” and that most users would simply not notice any change. Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. In February 2014, the Ukrainian people ousted pro-Russian president Viktor Yanukovych, prompting Russia to invade and annex the Crimean peninsula. By the start of April, Pavel Durov had given his notice, with TechCrunch saying at the time that the CEO had resisted pressure to suppress pages criticizing the Russian government. There was another possible development: Reuters also reported that Ukraine said that Belarus could soon join the invasion of Ukraine. However, the AFP, citing a Pentagon official, said the U.S. hasn’t yet seen evidence that Belarusian troops are in Ukraine. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders.
from ru
