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За последние пять лет квартиры в Приморском крае подорожали в полтора-два раза, а в качестве первоначального взноса разные банки требуют от 15 до 50% от стоимости жилья. Ключевая ставка выросла до рекордных 21%, подтянув за собой ставки по рыночным ипотечным кредитам до 28% в среднем. Сейчас приморцы берут в основном льготные ипотеки на новостройки. А вторичка, где переплата может в четыре раза превышать стоимость самой квартиры, продаётся тяжело, долго и в основном за наличные.



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За последние пять лет квартиры в Приморском крае подорожали в полтора-два раза, а в качестве первоначального взноса разные банки требуют от 15 до 50% от стоимости жилья. Ключевая ставка выросла до рекордных 21%, подтянув за собой ставки по рыночным ипотечным кредитам до 28% в среднем. Сейчас приморцы берут в основном льготные ипотеки на новостройки. А вторичка, где переплата может в четыре раза превышать стоимость самой квартиры, продаётся тяжело, долго и в основном за наличные.

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"Russians are really disconnected from the reality of what happening to their country," Andrey said. "So Telegram has become essential for understanding what's going on to the Russian-speaking world." Apparently upbeat developments in Russia's discussions with Ukraine helped at least temporarily send investors back into risk assets. Russian President Vladimir Putin said during a meeting with his Belarusian counterpart Alexander Lukashenko that there were "certain positive developments" occurring in the talks with Ukraine, according to a transcript of their meeting. Putin added that discussions were happening "almost on a daily basis." After fleeing Russia, the brothers founded Telegram as a way to communicate outside the Kremlin's orbit. They now run it from Dubai, and Pavel Durov says it has more than 500 million monthly active users. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. In 2014, Pavel Durov fled the country after allies of the Kremlin took control of the social networking site most know just as VK. Russia's intelligence agency had asked Durov to turn over the data of anti-Kremlin protesters. Durov refused to do so.
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