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ЦБ отменяет ограничение полной стоимости потребительских кредитов

Мера будет действовать с 1 января по 31 марта 2025 года.

В заявлении регулятора сказано, что риски увеличения долговой нагрузки заёмщиков будут ограничены действующими макропруденциальными мерами. Также ограничение ПСК сохраняется для высокорисковых краткосрочных кредитов на небольшие суммы, предоставляемых микрофинансовыми организациями.

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ЦБ отменяет ограничение полной стоимости потребительских кредитов

Мера будет действовать с 1 января по 31 марта 2025 года.

В заявлении регулятора сказано, что риски увеличения долговой нагрузки заёмщиков будут ограничены действующими макропруденциальными мерами. Также ограничение ПСК сохраняется для высокорисковых краткосрочных кредитов на небольшие суммы, предоставляемых микрофинансовыми организациями.

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BY Говорит Москва


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Telegram | DID YOU KNOW?

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On December 23rd, 2020, Pavel Durov posted to his channel that the company would need to start generating revenue. In early 2021, he added that any advertising on the platform would not use user data for targeting, and that it would be focused on “large one-to-many channels.” He pledged that ads would be “non-intrusive” and that most users would simply not notice any change. In this regard, Sebi collaborated with the Telecom Regulatory Authority of India (TRAI) to reduce the vulnerability of the securities market to manipulation through misuse of mass communication medium like bulk SMS. These entities are reportedly operating nine Telegram channels with more than five million subscribers to whom they were making recommendations on selected listed scrips. Such recommendations induced the investors to deal in the said scrips, thereby creating artificial volume and price rise. Asked about its stance on disinformation, Telegram spokesperson Remi Vaughn told AFP: "As noted by our CEO, the sheer volume of information being shared on channels makes it extremely difficult to verify, so it's important that users double-check what they read." Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores.
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