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💰Як змінилися вклади українців у депозити в 2024 році? Строкові депозити у гривні зросли на 24,1 млрд грн. У валюті ж у реальному вираженні – зменшилися на $280 млн, або на 6,4%.
У чому причина? Українські банки не пропонують значних відсотків за валютними депозитами, радше це інструмент захисту від девальвації гривні.
Серед лідерів банків за вкладами фізичних осіб: ПриватБанк – 345,5 млрд грн, Ощадбанк– 113,9 млрд грн, а також Універсал Банк (mono) – 55,9 млрд грн.
👉Скільки українці інвестували у державні облігації цьогоріч?Читайте на Forbes
💰Як змінилися вклади українців у депозити в 2024 році? Строкові депозити у гривні зросли на 24,1 млрд грн. У валюті ж у реальному вираженні – зменшилися на $280 млн, або на 6,4%.
У чому причина? Українські банки не пропонують значних відсотків за валютними депозитами, радше це інструмент захисту від девальвації гривні.
Серед лідерів банків за вкладами фізичних осіб: ПриватБанк – 345,5 млрд грн, Ощадбанк– 113,9 млрд грн, а також Універсал Банк (mono) – 55,9 млрд грн.
👉Скільки українці інвестували у державні облігації цьогоріч?Читайте на Forbes
Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. On December 23rd, 2020, Pavel Durov posted to his channel that the company would need to start generating revenue. In early 2021, he added that any advertising on the platform would not use user data for targeting, and that it would be focused on “large one-to-many channels.” He pledged that ads would be “non-intrusive” and that most users would simply not notice any change. Groups are also not fully encrypted, end-to-end. This includes private groups. Private groups cannot be seen by other Telegram users, but Telegram itself can see the groups and all of the communications that you have in them. All of the same risks and warnings about channels can be applied to groups. "The argument from Telegram is, 'You should trust us because we tell you that we're trustworthy,'" Maréchal said. "It's really in the eye of the beholder whether that's something you want to buy into." The company maintains that it cannot act against individual or group chats, which are “private amongst their participants,” but it will respond to requests in relation to sticker sets, channels and bots which are publicly available. During the invasion of Ukraine, Pavel Durov has wrestled with this issue a lot more prominently than he has before. Channels like Donbass Insider and Bellum Acta, as reported by Foreign Policy, started pumping out pro-Russian propaganda as the invasion began. So much so that the Ukrainian National Security and Defense Council issued a statement labeling which accounts are Russian-backed. Ukrainian officials, in potential violation of the Geneva Convention, have shared imagery of dead and captured Russian soldiers on the platform.
from sa
