Количество россиян, просрочивших кредиты и займы на срок 90 дней и более и приблизившихся к банкротству, достигло 9,79 млн в ноябре 2023 года. За год число таких заемщиков выросло на 11%, а их общая задолженность увеличилась с 5,68 трлн до 6,33 трлн руб., следует из данных Объединенного кредитного бюро (ОКБ), - «Коммерсант».
Согласно данным ЦБ, общее количество заемщиков в банках и МФО на 1 июля 2023 года оценивалось в 47 млн человек (рост на 2 млн человек за полугодие). Таким образом, доля возможных банкротств составляет почти 20% от общего числа заемщиков.
Количество россиян, просрочивших кредиты и займы на срок 90 дней и более и приблизившихся к банкротству, достигло 9,79 млн в ноябре 2023 года. За год число таких заемщиков выросло на 11%, а их общая задолженность увеличилась с 5,68 трлн до 6,33 трлн руб., следует из данных Объединенного кредитного бюро (ОКБ), - «Коммерсант».
Согласно данным ЦБ, общее количество заемщиков в банках и МФО на 1 июля 2023 года оценивалось в 47 млн человек (рост на 2 млн человек за полугодие). Таким образом, доля возможных банкротств составляет почти 20% от общего числа заемщиков.
Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. Emerson Brooking, a disinformation expert at the Atlantic Council's Digital Forensic Research Lab, said: "Back in the Wild West period of content moderation, like 2014 or 2015, maybe they could have gotten away with it, but it stands in marked contrast with how other companies run themselves today." "And that set off kind of a battle royale for control of the platform that Durov eventually lost," said Nathalie Maréchal of the Washington advocacy group Ranking Digital Rights. "The argument from Telegram is, 'You should trust us because we tell you that we're trustworthy,'" Maréchal said. "It's really in the eye of the beholder whether that's something you want to buy into." At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised.
from sa
