Доля ипотеки растет без снижения ставки. Это означает только неспособность рынка для самостоятельного восстановления, а просто раздувание ипотечного кола.
Сейчас ставки "скаканут", а доля скорее всего останется флэт - подкосится сам объем рынка.
Когда будет подкашиваться объем рынка - будет разворачиваться большая монополизация рынка. Потому что жирные ребята имеют гору бабок на рекламу, вкусный кофе в офисах продаж, красивые картинки, субсидированную ипотеку и далее по списку.
Доля ипотеки растет без снижения ставки. Это означает только неспособность рынка для самостоятельного восстановления, а просто раздувание ипотечного кола.
Сейчас ставки "скаканут", а доля скорее всего останется флэт - подкосится сам объем рынка.
Когда будет подкашиваться объем рынка - будет разворачиваться большая монополизация рынка. Потому что жирные ребята имеют гору бабок на рекламу, вкусный кофе в офисах продаж, красивые картинки, субсидированную ипотеку и далее по списку.
Andrey, a Russian entrepreneur living in Brazil who, fearing retaliation, asked that NPR not use his last name, said Telegram has become one of the few places Russians can access independent news about the war. Multiple pro-Kremlin media figures circulated the post's false claims, including prominent Russian journalist Vladimir Soloviev and the state-controlled Russian outlet RT, according to the DFR Lab's report. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. The War on Fakes channel has repeatedly attempted to push conspiracies that footage from Ukraine is somehow being falsified. One post on the channel from February 24 claimed without evidence that a widely viewed photo of a Ukrainian woman injured in an airstrike in the city of Chuhuiv was doctored and that the woman was seen in a different photo days later without injuries. The post, which has over 600,000 views, also baselessly claimed that the woman's blood was actually makeup or grape juice. At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised.
from sa